Debit Cards
Announcing ethos™ Visa® Debit Card
There is a driving force to "bank" the under-and un-banked. There are multiple vendors selling their products that attempt to cover the gap for individuals who either have a bank account but are low on cash or don't have a bank account at all. But employers and their employees have found a solution that covers that gap. The ethos Visa Debit Card account. And the card belongs to the account holder, therefore it is portable to any employer or can be "loaded" directly by the holder in many different ways.
Mobile workers are now able to access their payroll on payday, even if they don't have a bank account. And they may use this card for Point-of-sale purchase at no charge and even receive cash back at no charge anywhere that Visa is recognized.
You thought you knew about Debit Cards. Here is a card that can be ported from one employer to another - just like direct deposit to your own account and there is no charge for direct deposit.
Features and Benefits
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Features |
Benefits |
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Mobile Banking |
Free 24/7 account access is available by phone or the internet. With a text message enabled cell phone or email account, accountholders may receive alerts every time their card is used for a purchase, an ATM transaction, a deposit is made or when the account falls below a minimum balance established by the cardholder. These features virtually eliminate the need to ever balance your checkbook again! |
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Consumer Activated Fraud Prevention |
State-of-the-art technology allows accountholders to turn their card on and off by phone. While deactivated, the account cannot be used for any new ATM transactions or purchases. If unauthorized use of the card is attempted, cardholders will receive a text message alerting them (if this mobile banking feature is activated.) Additionally, the accountholders are protected against unauthorized card use through Visa’s Zero Liability Policy. |
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Account-to-Account Transfer Capabilities |
Accountholders may instantly transfer money between ethos Visa Debit Card Accounts; no more sending checks or wiring money. Account-to-Account transfers may be made 24/7 using either a touch tone phone or over the internet. Transfers are made in real-time, making this feature an ideal way to handle emergencies! |
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Free Direct Deposit |
There is no charge for any recurring direct deposit made to the account! |
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No Charge for Purchases No Charge for Cash Back with Purchases |
The ethos Visa Debit Card Account was designed to be used every day. Accountholders may receive cash back during debit transactions at no additional cost. |
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Individually FDIC Insured |
Each Visa Debit Card Account is a checkless demand deposit account that is individually FDIC insured. |
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Easy Qualifications |
To qualify for the ethos Visa Debit Card Account, an applicant must have a verifiable Social Security Number, a physical US address, and not appear on a government exception list. Since a credit check is not performed, an applicant will not be turned down for lack of credit, poor credit or prior banking history! |
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| Subordinate Account Features |
Parents and other primary accountholders may open a subordinate account for their children (age 13+), elderly parents and other dependents. While the primary accountholder is responsible for all the purchases made by the sub-account holder, spending is limited to what has been deposited onto the sub-account card. Primary accountholders may set spending and ATM withdrawal limits. The primary accountholder may choose to be alerted of all subordinate accountholder use through their text message enabled cell phone or email account. |
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| Easy Deposit Options |
Direct Deposit – payroll, government benefits, retirement benefits, child support Personal checking or savings account Personal credit card Moneygram® Mail in check, money order or cashier’s check Account-to-Account Transfer |
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Discount Pharmacy Network* |
All cardholders will receive a pharmacy network benefit giving them and their dependents access to discounted prescription medicines at over 48,000 pharmacies nationwide (savings them 10-60% on most prescriptions). This is NOT insurance. |
Applying for your card is easy. Apply for your ethos card now:
Learn More about My-ethos
See additional information for employees and employers:
ethos for the Trucking Industry ethos for the Staffing Industry
For more information call or email Freedom Companies. You may use our request form Request Form or email InfoRequest@freedomcompanies.net or call 405-810-9355 or 877-810-9355 - ask for Steve.
Important Notice: Freedom Companies represents the vendors and is not a direct provider or the issuing party. We do not produce payroll cards nor negotiate fees with VISA® or MASTERCARD®.